Sports Business Insurance

Do you run a sports business?

If so, it's important to know you're properly insured should something go wrong. We hope nothing does but it could!

Dare Direct is able to offer employers liability, public liability and product liability insurance for businesses providing sports services.

So, what do you need?

Employers Liability Insurance? If you employ anyone, it is compulsory by law to have employers liability insurance. This will protect your company against the financial consequences of claims made by an employee who has suffered injury, death or illness at work. When you take out a policy you will receive a certificate which must be displayed in an area where employees can easily read it.

Public Liability Insurance? This will protect your company against the financial consequences of claims that a member of the public may make as a result of injury or damage to them or their property. The majority of Sports Businesses interact with the public; the law states that if you or your business cause damage to someone or their property then you will have to pay for damages. A Public Liability policy will cover you and your business should the worst occur.

Product Liability Insurance? This willl protect your company against the financial consequences of damage or injury caused to another person or business by the failure of your goods (including food and drink) or those you have sold, repaired or serviced.

If you sell, supply or deliver goods, even in the form of repair or service, you may need cover against claims of goods causing injury or damage. Product liability insurance covers damage or injury caused to another person or business by the failure of your product or the product you are selling.

Dare Direct are aware that it is impossible to eliminate all risks if you are running a business but by taking out public liability insurance, you're protecting your business against the threat of bankruptcy should a claim be made.