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Personal Trainer & Sports Coach Insurance

At DareDirect our public liability insurance policy will cover your legal liability as a sports coach or personal trainer to pay for third party bodily injury or property damage claims, where you have found to be negligent.

Cover includes

  • Defence costs & legal fees against claims of negligence
  • Liability arising from any advice, tuition or instruction given by the insured 
  • Damages or compensation awards to a third party following claims made against the insured
  • Protection against third party premises hired or rented to the insured for the purpose of the business.

At Dare Direct we include an advise inclusion benefit, otherwise known as professional indemnity which will cover injury or damage caused or arising from any tuition, instruction or advice given during the period of insurance.

Our policies are written on a claims occuring basis. Unlike some policies which operate a more restrictive claims made cover which only deals with claims made during the period of insurance.

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What sports do you teach?


(You can select more than one sport by clicking in the white box)

Do you teach under 16s?

How much public liability cover is required?

Are you teaching or coaching in Northern Ireland?

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Price

  

We can cover you for the following:

  • Accidental Death up to £5,000.
  • Loss of Limb(s), Eye(s), Speech or Hearing up to £50,000.
  • Permanent Total Disablement up to £50,000.
  • Temporary Total Disablement, 52 weeks excluding the first fourteen days. 75% of average weekly earnings up to a maximum of £100 p.w.
  • Emergency Dental Treatment (Subject to an excess of £25 per claim) £500.

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Add Equipment Cover

If there is equipment you use as part of your training, why not consider covering it as well.

We'll cover your personal training equipment if it's damaged, lost or stolen.

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Personal Accident

Our personal accident insurance covers you should an accident occur whilst you’re carrying out activities you’re insured for. We’ll provide you with compensation for death, disablement, and money towards loss of income.

Sports Equipment

As a personal trainer there is every chance that you use your own sports equipment whilst you are training clients. At DareDirect we can include sports equipment insurance as part of your public liability package should your equipment be lost, damaged or stolen. This will save you the additional costs of repairing or purchasing new equipment.