Who we insure
DareDirect specialise in insurance for individuals and businesses within the sports industry. We can offer insurance for sports and leisure clubs, fitness centres, coaching academies and business associated to the sports, leisure and entertainment industry.
Businesses operating within the sports arena face issues and obstacles that are otherwise uncommon for normal businesses. If you were to consider the ramifications surrounding the cancellation of an event whether it be a small single day operation or a national sporting competition the cost could run in to thousands if not millions of pounds.
Personal Trainers Insurance
Personal Trainers insurance is vital for individuals who instruct on a one to one basis or provide group exercise tuition. Personal Trainer insurance covers trainers for Public Liability which includes injury or damage caused by or arising from any tuition or advice given by the Personal Trainer / Group Exercise teacher in respect of the activities insured.
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Sports Coaches Insurance
Sports Coaches insurance covers coaches who are coaching a specific sports or for those who are qualified to coach multiple sports activities. Unlike Personal Trainers, Sports Coaches often also teach young people and diverse groups with this in mind Public Liability insurance for sports coaches also provides cover for injury or damage caused by any tuition or advice given whilst coaching.
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Sports and Social Club Insurance
Sports Clubs and groups often use hired or rented facilities, often the local authorities or facility owner’s request proof of insurance before a club can use the facilities. We can provide Sports Clubs and Social Groups with Public Liability and where necessary Employers Liability. Public Liability will cover a Sports Club or Group for accidental bodily injury to and damage to the property of third parties. If your Club has Employees we can provide you with Employers Liability insurance.
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Sports and Social Clubs who own their own facilities can also obtain buildings and contents insurance which covers the cost of buildings or replacing the structure of the property and in addition the cost of replacing the damaged contents of such property.
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Coaching businesses
As a business providing sports services you will be required to obtain Employers Liability insurance if you employ one or more staff and insure your business and its representatives for Public Liability. Coaching insurance is a must for those instructing or coaching on behalf of your business, Public Liability insurance will ensure that you and your coaches are protected.
Whether you are a Sports Coaching Business, Academy, Sports Club or an individual Trainer or Coach, Public Liability should be high on the agenda when considering your insurance requirements. The majority of Sports Businesses interact with the public, the law states that if you or your business cause damage to someone or their property then you will have to pay for damages. A Public Liability policy will cover you and your business should the worst occur.
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