Increase in demand for £5m public liability
At DareDirect we offer a choice between £1 million, £2 million and £5 million worth of public liability insurance for sport. This is the amount of money available to protect you against claims, in other words, defence costs and in the event of being found negligent, a payout to those claiming against you.
On the surface, these seven figure options appear to be extremely high, however, as the UK becomes more litigious and with the introduction of "no win no fee" operators the likelihood of receiving a claim has increased. As a result the demand for higher levels of public liability insurance has also increased, with individuals and businesses becoming more cautious.
Schools and local authorities
Prime examples of organisations now requiring higher levels of public liability include schools and local authorities such as county councils. Schools in particular are a popular choice to use as a venue. Many schools will now insist that facilities users hold a minimum of £5m public liability insurance. By enforcing such strict requirements they reduce the risk of a claim being forced back to them.
At DareDirect we're able to accommodate those seeking higher levels of public liability insurance. For more information on our products please see our products page.